BigPay Review - The advantages and disadvantages of using BigPay
Table of contents:
What is BigPay?
Where to use BigaPay?
What is the exchange rate of BigPay?
How to apply for a BigPay card?
What are the advantages of BigPay
What are the disadvantages of BigPay?
How to get RM20 by BigPay?
BigPay Customer Services?
How to top up money to my BigPay account?
What is BigPay?
BigPay is a free money App with a lot of similar functions as a bank, register with this App will have an e-wallet account and a physical card, which can be used to receive money, make local and international bank transfers, pay bills, make online purchases and withdraw money from ATM by BigPay card, category and tracking all payment, and transfer money with a competitive exchange rate!
Where to use BigPay?
BigPay is a financial management App, after successful registry a BigPay account, you could use the account and card shopping globally. If you want to use BigPay to transfer money from BigPay to overseas bank accounts, you could transfer money to countries, such as China, Australia, Vietnam, Indonesia, Singapore, Malaysia, Thailand, the Philippines, India, Bangladesh, and Nepal. Bills payment is another benefit of using BigPay, this is a local service for registers, currently is mainly be used in Singapore and Malaysia.
what is the exchange rate of BigPay?
This is exchange rate of 2 Dec 2021, if yo want to know the updating exchange rate you could check here.
How to apply for a BigPay card?
It's simple! download our app on the Google Play or App Store, sign up in 3 steps and you'll receive your BigPay card in 14 days.
when you sign up to make sure have an ID nearby and use the referral code, then follow the instruction to submit your documents for verification, normally the verifying period is 1 working day, you need to add RM5 into your account as part of the signup, but don't worry, this is not a fee, the money is yours and keeps in your account and you can use it to shopping.
What are the Advantages of BigPay
E-wallet account with a physical card: most e-wallet only provide the client an online account but BigPay provides an online account and a physical card, the cardholder can withdraw money from ATM anywhere in the world, with BigPay account not just be used at local country Malaysia and Singapore but also can be used worldwide.
Use three ways to safeguard your account: account security is most important for the user, so financial apps like bank and e-wallet app usually takes two ways safety protections, user login account need input private security number(PIN) and a phone number security verification(OPT), except these two ways security protection, every BigPay account has a freeze card option, when a user turns this option on, then the physical card immediately not work, especially when the user couldn't find or lose the card.
Payment tracking and smart category: Tracking means each transaction you made by BigPay, there is an instant record inside the BigPay App. Categorize means the same types of transactions you made will be automatically categorized. Clearly, the statement with a beautiful graphic will be easier to read than those traditional texts listing bank statements. All past expenses are categorized in graphics then you will be more easily control your expenses and gradually build financial management habits, which is a great benefit for young adults.
Bills reminder and split bill function: Bills payment like electricity, water, internet and phone could be paid by BigPay, and that if you choose to do so then you will receive automatic reminders, with this you will never miss a bill again, so no chance be charge overdue fees for bills payment. Split bill opinion allows you to split the bills with friends simple and without awkward, such as splitting the bill after meals with friends.
Transfer money overseas is convenient and transparency: Compare physical to foreign money exchange agency shop, you could transfer money 100% digital with BigPay App, with an affordable exchange rate, fix transfer fee and no hiding fee, both the exchange rate and the transfer fee are write on BigPay website, all are transparency on screen for users to read and compare with.
Enjoy 7/24 support whenever you needed: For able to provide premium serves to users, BigPay has 7/24 in apps chat services to answer all questions users may have. So with BigPay you don't need to worry weekends or public holidays will affect or delay your urgent inquires.
What are the disadvantages of BigPay?
Not everyone in the world is allowed to register BigPay: only Malaysia's citizens and residents, Singapore's citizens and residents, who also is 18 above are permitted to register a BigPay account.
Money transfer service to most Asian pacific countries only: The money transfer app universally, which is best used in Malaysia, Singapore plus in most Asian pacific countries, for example, China, Australia, Vietnam, Indonesia, Thailand, the Philippines, India, Bangladesh, and Nepal.
Cash deposit not available: To top up BigPay could not direct deposit cash in BigPay, you must transfer money from the bank account in Malaysia or Singapore to BigPay account. If your friend also has a BigPay account, they could transfer money to your account, this can be another way to top up your BigPay instantly.
Money in BigPay is interest-free: Money save in banks, banks have to pay you interest, but there is no interest for saving money in, BigPay is a major e-wallet app in Malaysia and Singapore, which is convenient for people to shopping, if you do not put a large amount of money in, the lost interest won't be a big deal.
How to get RM20 by BigPay?
Refer friends to join BigPay by sharing your unique referral code. For each friend you successfully refer, you'll each receive RM10 after they have activated their card! But if during a promotion period you will receive RM20 by referring a friend, also your friends will receive RM20 cash backs.
To find your referral code, tap "Invite and get RM10.00" from the homepage of your app or from Settings > Referral Rewards.
Here, tap on the Share button to upload directly to the app of your choice. You also have the option to copy your referral code manually.
BigPay Customer Services?
BigPay provide in-app 7/24 chat service and email support for a customer who may have any questions.
Find the in-app chat here: login BigPay choose setting -> support ->chat with us
How to top up money to my BigPay account?
2. Enter an amount
3. Add or select your top up source (credit/debit card or bank transfer)
4. Enter payment details
5. You're done!
now you also could top up BigPay account at 7-Elevent in 4 simple steps:
1. From the homepage of your BigPay app, tap Top up
2. Enter an amount
2. Enter an amount
3. Choose the "Cash at 7-Eleven" option
4.Show the displayed barcode to the cashier at the 7-Eleven counter to be scanned and pay the entered amount with cash
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